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    Last updated: August 2026•Comprehensive Data Analysis

    Cost of Living Index 2026

    Comprehensive comparison of living costs across all UAE emirates. Indexed to Dubai (100) with detailed breakdowns by expense category and family profile.

    Cost of Living Index by Emirate

    Dubai
    100
    AED 35,000/mo
    Abu Dhabi
    92
    AED 32,000/mo
    Sharjah
    68
    AED 23,000/mo
    Ajman
    58
    AED 20,000/mo
    RAK
    55
    AED 19,000/mo

    Dubai Expense Breakdown (Family of 4)

    Housing
    43% of budget
    AED 15,000
    +12.3%
    Education
    24% of budget
    AED 8,500
    +10.5%
    Transportation
    10% of budget
    AED 3,500
    +5.2%
    Groceries
    14% of budget
    AED 5,000
    +3.8%
    Healthcare
    4% of budget
    AED 1,400
    +6.5%
    Other
    5% of budget
    AED 1,600
    +2.1%

    Monthly Costs by Family Profile

    ProfileDubaiAbu DhabiSharjah
    Single ProfessionalAED 12,500AED 11,500AED 8,500
    Couple (No Kids)AED 18,000AED 16,500AED 12,000
    Family of 3AED 28,000AED 25,000AED 18,000
    Family of 4AED 35,000AED 32,000AED 23,000
    Family of 5+AED 45,000AED 40,000AED 28,000

    Methodology

    Index Calculation

    The UAE Cost of Living Index is calculated using a weighted basket of expenses common to UAE residents. Dubai is set as the baseline (100) with other emirates indexed relative to Dubai costs.

    Data Sources

    • Yalla Calculators: Calculator usage data and cost analysis
    • Government Data: DEWA, RTA, DLD official rates
    • Consumer Surveys: 1,200+ verified responses
    • Market Research: Quarterly price tracking

    Media Inquiries

    For custom analysis, expert commentary, or exclusive data:

    media@yallacalculators.online

    Calculate Your Personal Budget

    Use our interactive calculators to plan your UAE living costs

    Last updated: October 2026

    Who Stands Behind This Calculator

    VP
    Varun PunjabiLinkedIn

    Founder

    8+ Years in the UAEDomain & Digital BusinessDLD & RERA Compliance

    Varun founded Yalla Calculators to help UAE residents make informed financial decisions. Based in the UAE since 2018, he has firsthand experience with property purchases, DLD fees, mortgage rules, and cost-of-living planning. His background in software and digital business (13+ years) drives the accuracy and regulatory alignment of our property and mortgage tools. Varun is not affiliated with other professionals who share the same name; he operates from Dubai/Sharjah and maintains editorial independence across all calculators.

    Focus: UAE Property, Cost of Living, Financial Planning, Mortgage & DLD

    Why Trust This Calculator?

    UAE Cost of Living Index 2026 is built for UAE residents and uses local regulations and fee schedules. Our calculators use official UAE data sources, current regulations, and a methodology checked against those sources. We update fee schedules and formulas when regulators publish changes, and we clearly cite our sources so you can verify results.

    All calculations are checked against the official UAE sources cited on each page.