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    Privacy Policy

    Last Updated:

    We're committed to protecting your privacy and being transparent about how we collect, use, and protect your information.

    Data Security

    Calculations run in your browser; the inputs and results are recorded to improve our tools

    Transparency

    Clear information about what data we collect and how we use it

    Minimal Collection

    We only collect data necessary to provide our services

    This privacy policy applies to our website and calculators.

    What We Don't Do

    • We do not sell your personal data, and we do not share it for unrelated third-party marketing.
    • We only share your details with a relevant partner when you actively submit a Get-Matched or contact request — never automatically, and never without that action.

    Information We Collect and How We Use It

    Calculator Usage Data

    The calculations themselves run in your browser, but when a calculator shows you a result we record the inputs you entered and the results shown — tied to a first-party identifier (see below) — in our database (Supabase calc_events). We use this to understand which tools are most helpful, improve their accuracy, and — where you consent — match you with relevant services. These records are written server-side; our public key is insert-only and cannot read them back.

    First-Party Identifier

    We generate a random identifier and store it locally in your browser (localStorage yc_uid). It links your calculator activity, any contact-form submission, and newsletter signup so we can understand your journey and improve our tools. It is a first-party identifier — not a third-party advertising tracker — and it clears when you clear this site's data in your browser.

    Contact Information

    If you contact us through our contact form or email, we collect your name, email address, phone number (where provided), and message content to respond to your inquiry and, where you consent, to match you with relevant services.

    Technical Information

    We automatically collect certain technical information including your IP address, browser type, operating system, and pages visited to maintain and improve our website.

    Data Collection Practices

    We follow privacy-by-design principles and collect only what is necessary to provide our services, improve our calculators, and comply with legal obligations. Calculations run locally in your browser; the inputs you enter and the results shown are recorded in our database, tied to a first-party identifier, to improve the tools and (with your consent) match you with relevant services. Detailed practices are described in the sections below.

    Cookie Usage and Tracking

    We use cookies and similar technologies for analytics and essential site functionality. You can manage your preferences via the Cookie Settings link in our footer. See our Cookie Policy for full details.

    Contact Us for Privacy Inquiries

    For privacy-related questions, requests to access or delete your data, or to exercise your rights, contact us at: info@yallacalculators.online

    Client-Side Calculation & What We Record

    Your calculations run in your browser. When you use our calculators (mortgage affordability, property fees, gratuity, school fees, visa costs, etc.), the math is performed within your web browser using JavaScript, so results appear instantly without a server round-trip.

    How It Works

    The calculation itself is client-side. When a calculator shows you a result, we then record the inputs you entered and the results shown so we can run and improve the tools. Specifically, your calculator activity is:

    • Calculated locally: the math runs in your browser using client-side code
    • Recorded to improve the tools: the inputs you enter and the results shown are sent to and stored in our database (Supabase calc_events), tagged with a first-party identifier
    • Access-controlled: these records are written server-side; our public key is insert-only and cannot read stored inputs, results, or leads back out
    • Used for matching only with your consent: we use this activity to run and improve the calculators, and — where you consent via a contact form — to match you with relevant services (see "How We Use Your Information")

    You can use our calculators without giving us your name or email — but note that the inputs and results are recorded against the first-party identifier described above. You can clear that identifier at any time by clearing this site's data in your browser, and you can ask us to delete your records by emailing info@yallacalculators.online.

    What else we collect: technical information (IP address, browser type) and, with your consent, first-party analytics. See "Information We Collect and How We Use It" above for details.

    How We Use Your Information

    Service Provision

    To provide our financial calculators and ensure they work correctly across different devices and browsers.

    Communication

    To respond to your inquiries, provide customer support, and send important updates about our services.

    Improvement

    To analyze usage patterns and improve our calculators' accuracy, user experience, and functionality.

    Legal Compliance

    To comply with applicable laws, regulations, and legal processes in the UAE.

    Partner Matching (Only With Your Consent)

    Where you explicitly consent — for example by ticking the consent box on a contact form — we may share your contact details and the calculator context you used (such as which calculator and the result you saw) with relevant partners (for example mortgage brokers, insurers, licensed financial advisors, or schools) so they can match you with services. This happens only with your consent. We do not sell your personal information, and you can withdraw consent or ask us to delete your details at any time by emailing info@yallacalculators.online.

    Newsletter

    If you sign up for our newsletter, we use your email to send the updates you asked for. You can unsubscribe at any time using the link in any email or by emailing us.

    Global Privacy Control (GPC) & Restricted Data Processing

    YallaCalculators respects Global Privacy Control (GPC) signals and implements Restricted Data Processing (RDP) mode for users in applicable jurisdictions including Delaware, Oregon, and other regions with enhanced privacy requirements.

    How GPC Works on Our Site

    • When your browser sends a GPC signal, our site automatically enters privacy-enhanced mode
    • Non-essential cookies and analytics are disabled
    • Calculator functionality remains fully operational as all processing is local

    How Calculations and Data Work

    All financial calculators on YallaCalculators perform their computations locally in your browser using JavaScript, so results appear instantly. To run and improve the tools, this means:

    • The calculation itself runs on your device — the math is not performed on our servers
    • When a result is shown, the inputs you entered and the results are recorded in our database (Supabase calc_events), tagged with a first-party identifier
    • These records are written server-side; our public key is insert-only and cannot read stored inputs, results, or leads back out
    • Your contact details are shared with a partner only where you consent via a contact form (see "How We Use Your Information")

    Transparency: You can inspect exactly what is sent by opening your browser's Developer Tools (Network tab) while using any calculator — the calculation runs client-side, and when a result is shown you'll see a request to /api/eventcarrying the inputs and results tagged with your first-party identifier.

    Data Protection & Security

    Calculator Data

    Calculations run locally in your browser. When a result is shown, the inputs and results are transmitted to and stored in our database (Supabase) to run and improve the tools; contact-form and newsletter details are stored the same way.

    Encryption

    All data transmission is protected using industry-standard SSL encryption to prevent unauthorized access.

    Access Controls

    Records are written server-side using a public key that is insert-only and cannot read stored calculator events or leads back out. Broader access to stored information is limited to authorized personnel through strict access controls.

    Data Retention

    We retain personal information only as long as necessary to provide our services and comply with legal obligations. You can ask us to delete your data at any time (see "How to Manage Your Privacy Preferences" below).

    Third-Party Services

    We use the following third-party services to provide and improve our calculators:

    Google Analytics

    We use Google Analytics to understand how visitors use our website and to improve user experience. Google Analytics collects information such as how often users visit our site, what pages they visit, and what other sites they used prior to coming to our site. We use this information only to improve our website and services.

    Google Analytics uses cookies to collect this information. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

    Learn more about Google Analytics privacy practices: Google Privacy Policy

    Consent Banner (Self-Built)

    We run a self-built consent banner on your first visit. It records your choice for first-party analytics in your browser's local storage. You can change your choice at any time via the "Cookie Settings" link in our footer. We use no third-party consent management platform.

    Email Services

    Email signup, when offered, is processed via a self-built Supabase edge function. We do not use Mailchimp or any other third-party marketing-automation provider for email storage or processing.

    Hosting Services

    Our website is hosted on secure servers to ensure availability and performance. Hosting providers may have access to server logs containing IP addresses and basic usage information.

    Advertising & Third-Party Cookies

    We may display advertising served by third-party vendors, including Google. These vendors use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.

    You may opt out of personalised advertising by visiting Google Ads Settings, and you can review how Google uses data from sites or apps that use its services at policies.google.com/technologies/partner-sites. Third-party vendors and ad networks may also serve ads on our site; you may visit optout.aboutads.info to opt out of some third-party vendors' use of cookies for personalised advertising.

    These third-party services are bound by their own privacy policies and are required to protect your information in accordance with applicable data protection laws.

    Your Rights

    You have the following rights regarding your personal information:

    • Access: Request access to your personal information we hold
    • Correction: Request correction of inaccurate or incomplete information
    • Deletion: Request deletion of your personal information (subject to legal requirements)
    • Portability: Request a copy of your personal information in a machine-readable format
    • Objection: Object to our processing of your personal information

    To exercise these rights, please contact us at info@yallacalculators.online.

    Global Privacy Control (GPC) and Universal Opt-Out Mechanisms (UOOM)

    We explicitly honor Global Privacy Control (GPC) signals for users in relevant jurisdictions. GPC is a privacy preference signal that allows you to communicate your privacy choices universally across websites. If your browser or privacy extension sends a GPC signal indicating that you do not wish to have your personal information sold or shared, we will respect that signal and:

    • Refrain from selling or sharing your personal information for advertising purposes
    • Limit data collection to what is strictly necessary for website functionality
    • Disable analytics tracking where technically feasible
    • Honor your opt-out preference across all our services and third-party integrations

    We recognize and honor Universal Opt-Out Mechanisms (UOOM) as required by applicable privacy laws in relevant jurisdictions, including but not limited to California (CCPA/CPRA), Colorado, Connecticut, Virginia, and other states with comprehensive privacy laws. If you have enabled a UOOM signal in your browser or privacy settings, we will automatically apply your opt-out preferences without requiring additional action from you.

    To enable GPC, you can use browser extensions or privacy tools that support the Global Privacy Control standard. Many modern browsers and privacy-focused extensions include GPC support. We continuously monitor for GPC and UOOM signals and update our systems to ensure compliance with evolving privacy standards.

    State-Specific Privacy Rights (US Residents)

    While Yalla Calculators primarily serves UAE residents, we recognize that some users may access our site from the United States. If you are a resident of certain US states, you may have additional privacy rights under state law.

    Indiana Privacy Rights

    Under the Indiana Consumer Data Protection Act (effective July 1, 2026), Indiana residents have the right to:

    • Confirm whether we are processing your personal data
    • Access your personal data
    • Correct inaccuracies in your personal data
    • Delete personal data you have provided to us
    • Obtain a copy of your personal data in a portable format
    • Opt out of the processing of personal data for targeted advertising purposes

    Kentucky Privacy Rights

    Under the Kentucky Consumer Data Protection Act (effective January 1, 2026), Kentucky residents have similar rights including the right to opt out of the sale of personal data and targeted advertising.

    Rhode Island Privacy Rights

    Under the Rhode Island Data Transparency and Privacy Act (effective January 1, 2026), Rhode Island residents have the right to access, correct, delete, and obtain a portable copy of their personal data, as well as opt out of targeted advertising and the sale of personal data.

    To exercise any of these rights, please contact us at info@yallacalculators.online with "Privacy Rights Request" in the subject line. We will respond within the timeframe required by applicable law (typically 30-45 days).

    How to Manage Your Privacy Preferences

    You can control how your data is handled on our site. Here are the available options:

    Option 1: Cookie Settings (Recommended)

    1. Scroll to the bottom of any page on our website
    2. Click the "Cookie Settings" link in the footer (or open the consent banner again by clearing site data)
    3. Click Decline to disable first-party analytics
    4. Your choices are stored in your browser and respected immediately

    Option 2: Browser Do Not Track (DNT) Signal

    Enable Do Not Track in your browser settings:

    • Chrome: Settings → Privacy and Security → Cookies → Send a "Do Not Track" request
    • Firefox: Settings → Privacy & Security → Enable "Send websites a Do Not Track signal"
    • Safari: Preferences → Privacy → Check "Ask websites not to track me"

    Note: We honor DNT signals, but not all websites do. This is a browser-wide setting.

    Option 3: Request Data Deletion

    If you want us to permanently delete all your data:

    1. Email us at info@yallacalculators.online
    2. Subject line: "Data Deletion Request"
    3. Include: Your email address (if you subscribed to our newsletter)
    4. We will confirm deletion within 30 days as required by GDPR/CCPA

    First-Party Cookies

    We use first-party cookies to:

    • Remember your preferences and settings
    • Understand how you use our calculators
    • Improve website performance and user experience
    • Maintain session information for calculator functionality

    You can control cookies through your browser settings. Note that disabling first-party cookies may affect the functionality of our calculators.

    Changes to This Policy

    We may update this privacy policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website with a new "last updated" date.

    Contact Us

    If you have questions about this privacy policy or our data practices, please contact us:

    Email: info@yallacalculators.online

    For privacy or data-protection inquiries, please include "Privacy Inquiry" in your email subject line.

    Ready to Calculate Your Dubai Property Costs?

    Your privacy is protected. Use our professional UAE property calculators with confidence.

    Last updated: July 30, 2026

    Who Stands Behind This Calculator

    VP
    Varun PunjabiLinkedIn

    Founder & CEO

    8+ Years in the UAEDomain & Digital BusinessDLD & RERA Compliance

    Varun founded Yalla Calculators to help UAE residents make informed financial decisions. Based in the UAE since 2018, he has firsthand experience with property purchases, DLD fees, mortgage rules, and cost-of-living planning. His background in software and digital business (13+ years) drives the accuracy and regulatory alignment of our property and mortgage tools. Varun is not affiliated with other professionals who share the same name; he operates from Dubai/Sharjah and maintains editorial independence across all calculators.

    Focus: UAE Property, Cost of Living, Financial Planning, Mortgage & DLD

    Why Trust This Calculator?

    Yalla Calculators is built for UAE residents. Our calculators run their math in your browser, we clearly document what data we collect and why, and our methodology is reviewed by UAE-based experts.

    All calculations reviewed by UAE-based financial experts.

    Guide to Our UAE Financial Calculators

    Yalla Calculators provides UAE-specific financial tools for gratuity, mortgages, property fees, rent vs buy, school fees, visas, and cost of living. Our formulas follow official UAE sources: UAE Labor Law (gratuity, leave), Dubai Land Department and RERA (property, DLD 4% transfer fee), UAE Central Bank (DBR, LTV), KHDA (school fees), and published visa and healthcare data. We update figures when regulations or market rates change. Calculator results are estimates only; actual entitlements, fees, and approvals depend on your specific situation, employer, bank, or authority.

    For gratuity, any employee who completes at least one year of continuous service earns gratuity on basic salary for the years served — 21 days’ pay per year for the first five years and 30 days per year thereafter. Under Federal Decree-Law 33/2021 (effective 2 February 2022) the old sliding scale that cut gratuity for resignation before five years was abolished, so resigning no longer reduces your entitlement for completed years. For mortgages, DBR caps and LTV limits vary by buyer type (UAE national, GCC, expat) and property value. Property fees include DLD registration, trustee fees, agent commission, and often mortgage registration. Rent vs buy outcomes depend on holding period, appreciation, and opportunity cost. School fee projections use KHDA fee frameworks and typical annual increases; actual costs vary by school and grade.

    Calculation Examples

    Gratuity: If you resign after 3 years with AED 15,000 basic, you receive 21 days’ basic per year for the first 5 years (resigning no longer reduces gratuity). Three years × (21/365) × (15,000 × 12) ≈ AED 31,068. After 5 years, the rate becomes 30 days per year. Mortgage: At 50% DBR, a AED 25,000 monthly income with AED 3,000 existing commitments allows roughly AED 9,500 per month for a mortgage, depending on rates and tenure. Property fees: On a AED 2M purchase, 4% DLD transfer fee is AED 80,000; add trustee, agent, and optional mortgage registration per our property-fees calculator.

    Frequently Asked Questions

    Are calculator results legally binding? No. They are illustrative. Gratuity, mortgage eligibility, and visa decisions depend on your contract, bank, or authority. Always confirm with your employer, lender, or official sources.

    How often do you update data? We review UAE labor, property, mortgage, and school-fee data periodically and after notable regulatory changes. Check our methodology and data-updates pages for more detail.

    Do you store my inputs? Calculator inputs are processed in your browser. We do not store your salary, property value, or other personal figures. See our privacy policy and cookie policy for details on analytics and cookies.

    Which Emirates are covered? Default examples often use Dubai (DLD, RERA, KHDA). Several tools support other Emirates where data is available. We indicate coverage in each calculator.

    Can I use these for official applications? Our tools are for planning and comparison only. Use official forms, bank offers, and government portals for applications and compliance.

    Meet the Expert

    Varun Punjabi

    CEO & Founder, Yalla Calculators. 13+ years of professional experience in software and digital business, with a background in the domain and internet industry; resident in the UAE since 2018 (8+ years in the UAE). Specializes in UAE property market analysis, mortgage calculations, DLD and RERA regulations, and UAE labor and school-fee frameworks. Not a licensed financial advisor — Yalla Calculators is an independent informational resource, not a regulated financial institution. Built Yalla Calculators after navigating Dubai’s property and education landscape firsthand.

    LinkedIn

    For methodology, data sources, and disclaimers, see our Methodology, Data Updates, and Terms of Use. Contact: info@yallacalculators.online.