We use cookies for first-party analytics to improve our calculators. No ads, no tracking pixels sold to third parties. Privacy.
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We're committed to protecting your privacy and being transparent about how we collect, use, and protect your information.
Calculator inputs are processed locally, not stored on servers
Clear information about what data we collect and how we use it
We only collect data necessary to provide our services
This privacy policy applies to our website and calculators.
When you use our calculators, we may collect anonymous usage statistics to understand which tools are most helpful. This includes general usage patterns but not your specific financial inputs.
If you contact us through our contact form or email, we collect your name, email address, and message content to respond to your inquiry.
We automatically collect certain technical information including your IP address, browser type, operating system, and pages visited to maintain and improve our website.
We follow privacy-by-design principles and collect only what is necessary to provide our services, improve our calculators, and comply with legal obligations. Calculator inputs are processed locally in your browser and are not stored on our servers. Detailed practices are described in the sections below.
We use cookies and similar technologies for analytics and essential site functionality. You can manage your preferences via the Cookie Settings link in our footer. See our Cookie Policy for full details.
For privacy-related questions, requests to access or delete your data, or to exercise your rights, contact us at: info@yallacalculators.online
Privacy-by-Design is a central theme of our privacy policy. YallaCalculators.online processes financial data locally in your browser, not on our servers. This fundamental design principle ensures maximum privacy protection for your sensitive financial information.
When you use our calculators (mortgage affordability, property fees, gratuity, school fees, visa costs, etc.), all calculations are performed entirely within your web browser using JavaScript. Your financial inputs—including salary amounts, property values, loan amounts, and other personal financial data—are:
This Privacy-by-Design approach means that even if you use our calculators without accepting cookies or providing any personal information, the calculators will function fully and your financial data remains private. Calculator inputs are processed client-side, and any analytics data (if collected with your consent) is anonymized and separate from calculator functionality.
What we do collect: We may collect anonymized usage statistics (e.g., which calculators are used most frequently) and technical information (IP address, browser type) for website analytics and improvement, but this is completely separate from your financial calculator inputs. See "Information We Collect and How We Use It" above for details.
To provide our financial calculators and ensure they work correctly across different devices and browsers.
To respond to your inquiries, provide customer support, and send important updates about our services.
To analyze usage patterns and improve our calculators' accuracy, user experience, and functionality.
To comply with applicable laws, regulations, and legal processes in the UAE.
YallaCalculators respects Global Privacy Control (GPC) signals and implements Restricted Data Processing (RDP) mode for users in applicable jurisdictions including Delaware, Oregon, and other regions with enhanced privacy requirements.
All financial calculators on YallaCalculators perform computations locally in your browser using JavaScript. This means:
Technical Verification: You can verify our privacy claims by opening your browser's Developer Tools (Network tab) while using any calculator. You'll see zero HTTP requests containing your calculation inputs.
Your financial inputs in our calculators are processed locally in your browser and are not transmitted to or stored on our servers.
All data transmission is protected using industry-standard SSL encryption to prevent unauthorized access.
We maintain strict access controls to ensure only authorized personnel can access any stored information.
We retain personal information only as long as necessary to provide our services and comply with legal obligations.
We use the following third-party services to provide and improve our calculators:
We use Google Analytics to understand how visitors use our website and to improve user experience. Google Analytics collects information such as how often users visit our site, what pages they visit, and what other sites they used prior to coming to our site. We use this information only to improve our website and services.
Google Analytics uses cookies to collect this information. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Learn more about Google Analytics privacy practices: Google Privacy Policy
We run a self-built consent banner on your first visit. It records your choice for first-party analytics in your browser's local storage. You can change your choice at any time via the "Cookie Settings" link in our footer. We use no third-party consent management platform.
Email signup, when offered, is processed via a self-built Supabase edge function. We do not use Mailchimp or any other third-party marketing-automation provider for email storage or processing.
Our website is hosted on secure servers to ensure availability and performance. Hosting providers may have access to server logs containing IP addresses and basic usage information.
These third-party services are bound by their own privacy policies and are required to protect your information in accordance with applicable data protection laws.
You have the following rights regarding your personal information:
To exercise these rights, please contact us at info@yallacalculators.online.
We explicitly honor Global Privacy Control (GPC) signals for users in relevant jurisdictions. GPC is a privacy preference signal that allows you to communicate your privacy choices universally across websites. If your browser or privacy extension sends a GPC signal indicating that you do not wish to have your personal information sold or shared, we will respect that signal and:
We recognize and honor Universal Opt-Out Mechanisms (UOOM) as required by applicable privacy laws in relevant jurisdictions, including but not limited to California (CCPA/CPRA), Colorado, Connecticut, Virginia, and other states with comprehensive privacy laws. If you have enabled a UOOM signal in your browser or privacy settings, we will automatically apply your opt-out preferences without requiring additional action from you.
To enable GPC, you can use browser extensions or privacy tools that support the Global Privacy Control standard. Many modern browsers and privacy-focused extensions include GPC support. We continuously monitor for GPC and UOOM signals and update our systems to ensure compliance with evolving privacy standards.
While Yalla Calculators primarily serves UAE residents, we recognize that some users may access our site from the United States. If you are a resident of certain US states, you may have additional privacy rights under state law.
Under the Indiana Consumer Data Protection Act (effective July 1, 2026), Indiana residents have the right to:
Under the Kentucky Consumer Data Protection Act (effective January 1, 2026), Kentucky residents have similar rights including the right to opt out of the sale of personal data and targeted advertising.
Under the Rhode Island Data Transparency and Privacy Act (effective January 1, 2026), Rhode Island residents have the right to access, correct, delete, and obtain a portable copy of their personal data, as well as opt out of targeted advertising and the sale of personal data.
To exercise any of these rights, please contact us at info@yallacalculators.online with "Privacy Rights Request" in the subject line. We will respond within the timeframe required by applicable law (typically 30-45 days).
You can control how your data is handled on our site. Here are the available options:
Enable Do Not Track in your browser settings:
Note: We honor DNT signals, but not all websites do. This is a browser-wide setting.
If you want us to permanently delete all your data:
We use first-party cookies to:
You can control cookies through your browser settings. Note that disabling first-party cookies may affect the functionality of our calculators.
We may update this privacy policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website with a new "last updated" date.
YallaCalculators.online operates in compliance with UAE regulations and international privacy standards. The following information is provided for transparency and regulatory compliance:
Legal Entity Name: [Legal Entity Name]
Registration Number: [Company Registration Number]
Registered Address: 1, JAM Tower, Downtown Dubai, United Arab Emirates
Jurisdiction: United Arab Emirates
YallaCalculators.online operates as a digital media platform providing financial information and calculators. In compliance with UAE media regulations, we maintain the following permits and licenses:
Media Council Permit Number: [Media Council Permit Number]
Permit Issuing Authority: [Relevant UAE Media Authority]
Permit Validity: [Permit Validity Period]
This permit authorizes us to operate as a digital media platform and publish financial content, calculators, and educational resources in the UAE. Our operations comply with all applicable UAE media regulations, content standards, and advertising guidelines.
Note: For the most current registration and permit information, please contact us directly at info@yallacalculators.online. We are committed to maintaining all required licenses and permits for lawful operation in the UAE.
If you have questions about this privacy policy or our data practices, please contact us:
Email: info@yallacalculators.online
Address: 1, JAM Tower, Downtown Dubai, United Arab Emirates
For inquiries regarding legal entity registration, Media Council permits, or regulatory compliance, please include "Regulatory Inquiry" in your email subject line.
Founder & CEO
Varun founded Yalla Calculators to help UAE residents make informed financial decisions. Based in the UAE since 2018, he has firsthand experience with property purchases, DLD fees, mortgage rules, and cost-of-living planning. His background in software and digital business (13+ years) drives the accuracy and regulatory alignment of our property and mortgage tools. Varun is not affiliated with other professionals who share the same name; he operates from Dubai/Sharjah and maintains editorial independence across all calculators.
Focus: UAE Property, Cost of Living, Financial Planning, Mortgage & DLD
Privacy Policy is built for UAE residents and uses local regulations and fee schedules. Our calculators use official UAE data sources, current regulations, and methodology that is reviewed by UAE-based experts. We update fee schedules and formulas when regulators publish changes, and we clearly cite our sources so you can verify results.
All calculations reviewed by UAE-based financial experts.
See how much you can borrow based on UAE DBR rules.
DLD, agency, trustee and total buying costs.
Compare renting vs buying over 5–10 years.
Work, Golden, Family, Freelance visa costs 2026.
Annual school costs for 200+ UAE schools.
Complete cost of living by emirate.
Compare job offers and net take-home.
Free zone and mainland setup costs.
Yalla Calculators provides UAE-specific financial tools for gratuity, mortgages, property fees, rent vs buy, school fees, visas, and cost of living. Our formulas follow official UAE sources: UAE Labor Law (gratuity, leave), Dubai Land Department and RERA (property, DLD 4% transfer fee), UAE Central Bank (DBR, LTV), KHDA (school fees), and published visa and healthcare data. We update figures when regulations or market rates change. Calculator results are estimates only; actual entitlements, fees, and approvals depend on your specific situation, employer, bank, or authority.
For gratuity, any employee who completes at least one year of continuous service earns gratuity on basic salary for the years served — 21 days’ pay per year for the first five years and 30 days per year thereafter. Under Federal Decree-Law 33/2021 (effective 2 February 2022) the old sliding scale that cut gratuity for resignation before five years was abolished, so resigning no longer reduces your entitlement for completed years. For mortgages, DBR caps and LTV limits vary by buyer type (UAE national, GCC, expat) and property value. Property fees include DLD registration, trustee fees, agent commission, and often mortgage registration. Rent vs buy outcomes depend on holding period, appreciation, and opportunity cost. School fee projections use KHDA fee frameworks and typical annual increases; actual costs vary by school and grade.
Gratuity: If you resign after 3 years with AED 15,000 basic (unlimited contract), you receive 21 days’ basic per year for the first 5 years. Three years × (21/365) × (15,000 × 12) ≈ AED 31,068. After 5 years, the rate becomes 30 days per year. Mortgage: At 50% DBR, a AED 25,000 monthly income with AED 3,000 existing commitments allows roughly AED 9,500 per month for a mortgage, depending on rates and tenure. Property fees: On a AED 2M purchase, 4% DLD transfer fee is AED 80,000; add trustee, agent, and optional mortgage registration per our property-fees calculator.
Are calculator results legally binding? No. They are illustrative. Gratuity, mortgage eligibility, and visa decisions depend on your contract, bank, or authority. Always confirm with your employer, lender, or official sources.
How often do you update data? We review UAE labor, property, mortgage, and school-fee data periodically and after notable regulatory changes. Check our methodology and data-updates pages for more detail.
Do you store my inputs? Calculator inputs are processed in your browser. We do not store your salary, property value, or other personal figures. See our privacy policy and cookie policy for details on analytics and cookies.
Which Emirates are covered? Default examples often use Dubai (DLD, RERA, KHDA). Several tools support other Emirates where data is available. We indicate coverage in each calculator.
Can I use these for official applications? Our tools are for planning and comparison only. Use official forms, bank offers, and government portals for applications and compliance.
Varun Punjabi
CEO & Founder, Yalla Calculators. Over 13 years of professional experience, including a decade in the domain and internet industry. Specializes in UAE property market analysis, mortgage calculations, DLD and RERA regulations, and UAE labor and school-fee frameworks. Built Yalla Calculators after navigating Dubai’s property and education landscape firsthand.
LinkedInFor methodology, data sources, and disclaimers, see our Methodology, Data Updates, and Terms of Use. Contact: info@yallacalculators.online.