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    Business Calculators

    Free financial calculators for UAE residents

    At a glance

    What a UAE company costs to open

    The startup calculator prices a free-zone or mainland setup line by line, against each authority’s own schedule of charges. These are the bands it works within, so you know roughly where you land before you open it.

    Free-zone trade licence, year one
    AED 8,000 to AED 32,360 — RAKEZ at the bottom, DMCC at the top
    Free-zone annual renewal
    AED 6,000 to AED 20,265 every year after that
    Flexi-desk office space
    AED 8,000 to AED 18,000 a year across the zones we price
    Mainland DED licence
    AED 15,000 professional, AED 20,000 commercial, AED 25,000 industrial
    Residence visa, per person
    AED 3,570 investor, AED 2,670 employee, AED 2,170 dependent — before the zone’s own visa charge
    Refundable office deposit
    10% of the annual rent, on day one and on top of the setup total

    Free-zone figures come from each zone’s own published schedule of charges and mainland figures from the Department of Economic Development, held in our UAE business-setup dataset.

    Starting a business in the UAE requires careful financial planning to account for all startup costs, license fees, visa expenses, and ongoing operational requirements. Our Business Startup Calculator helps entrepreneurs understand the complete cost structure of establishing a business, whether you choose a Free Zone setup (like DMCC, DIFC, or JAFZA) or a Mainland license. The calculator accounts for trade license fees, professional license costs, office or warehouse space (whether flexi-desk, shared office, or dedicated space), visa costs for owners and employees, Emirates ID fees, medical tests, and miscellaneous setup expenses that are often overlooked in initial planning.

    Free Zone setups offer 100% foreign ownership, tax benefits, and streamlined processes, but come with specific license fees, office space requirements (even flexi-desks), and annual renewal costs. Mainland licenses allow direct trade with the UAE market but require a local service agent for certain activities and have different fee structures. Our calculator helps you compare both options by breaking down all costs: initial license fees (which vary by activity and jurisdiction — AED 8,000 at RAKEZ against AED 32,360 at DMCC), office space costs (flexi-desks run AED 8,000 to AED 18,000 a year before you look at a private office), visa costs (owner, employee, and dependent visas), and the AED 6,000 to AED 20,265 of annual renewal fees you'll need to budget for each year after that.

    All cost estimates are based on current fee schedules from major Free Zones (DMCC, DIFC, ADGM, RAKEZ, etc.) and Department of Economic Development (DED) regulations for Mainland licenses, where a licence runs AED 15,000 professional to AED 25,000 industrial. We update our data quarterly to reflect changes in license fees, visa costs, and regulatory requirements. Use this calculator to create a realistic startup budget, compare Free Zone vs Mainland options, understand all hidden costs, and make informed decisions about your business setup in the UAE. Proper financial planning at this stage helps avoid surprises and ensures you have adequate capital to launch and sustain your business successfully. For our data sources and methodology, see our Methodology page.

    Content verified by Varun Punjabi, Founder & CEO

    Last updated: February 2026

    Who Stands Behind This Calculator

    VP
    Varun PunjabiLinkedIn

    Founder & CEO

    8+ Years in the UAEDomain & Digital BusinessDLD & RERA Compliance

    Varun founded Yalla Calculators to help UAE residents make informed financial decisions. Based in the UAE since 2018, he has firsthand experience with property purchases, DLD fees, mortgage rules, and cost-of-living planning. His background in software and digital business (13+ years) drives the accuracy and regulatory alignment of our property and mortgage tools. Varun is not affiliated with other professionals who share the same name; he operates from Dubai/Sharjah and maintains editorial independence across all calculators.

    Focus: UAE Property, Cost of Living, Financial Planning, Mortgage & DLD

    Why Trust This Calculator?

    Business Calculators is built for UAE residents and uses local regulations and fee schedules. Our calculators use official UAE data sources, current regulations, and methodology that is reviewed by UAE-based experts. We update fee schedules and formulas when regulators publish changes, and we clearly cite our sources so you can verify results.

    All calculations reviewed by UAE-based financial experts.

    Guide to Our UAE Financial Calculators

    Yalla Calculators provides UAE-specific financial tools for gratuity, mortgages, property fees, rent vs buy, school fees, visas, and cost of living. Our formulas follow official UAE sources: UAE Labor Law (gratuity, leave), Dubai Land Department and RERA (property, DLD 4% transfer fee), UAE Central Bank (DBR, LTV), KHDA (school fees), and published visa and healthcare data. We update figures when regulations or market rates change. Calculator results are estimates only; actual entitlements, fees, and approvals depend on your specific situation, employer, bank, or authority.

    Setting up a business in the UAE involves choosing between mainland and free-zone structures, licence and registration fees, visa quotas, and office requirements, all of which vary by emirate and free zone. Our business tools estimate the typical setup cost components so you can compare structures before committing.

    Calculation Examples

    Free-zone setup: Free-zone company setup usually bundles the trade licence, registration, and a set number of visas into a package, which our tool breaks down into its components. Mainland setup: Mainland setup adds considerations such as local-service-agent arrangements and physical office requirements on top of the licence and registration fees.

    Frequently Asked Questions

    Are these business setup estimates official? No. Licence, registration, and visa fees vary by emirate, free zone, and activity. Confirm current fees with the relevant authority or free-zone before proceeding.

    How often do you update business setup data? We review typical UAE setup costs periodically and after notable regulatory changes. See our methodology and data-updates pages for detail.

    Do you store my inputs? Calculator inputs are processed in your browser. We do not store your salary, property value, or other personal figures. See our privacy policy and cookie policy for details on analytics and cookies.

    Meet the Expert

    Varun Punjabi

    CEO & Founder, Yalla Calculators. 13+ years of professional experience in software and digital business, with a background in the domain and internet industry; resident in the UAE since 2018 (8+ years in the UAE). Specializes in UAE property market analysis, mortgage calculations, DLD and RERA regulations, and UAE labor and school-fee frameworks. Not a licensed financial advisor — Yalla Calculators is an independent informational resource, not a regulated financial institution. Built Yalla Calculators after navigating Dubai’s property and education landscape firsthand.

    LinkedIn

    For methodology, data sources, and disclaimers, see our Methodology, Data Updates, and Terms of Use. Contact: info@yallacalculators.online.